You must know what you are being offered by the insurance company. The insurance world can be quite tricky, so always ask your insurance company questions when you need more information. If you do not think the company is being truthful, ask a person you know to help you.
If you are renting your home from a landlord, make sure you know exactly what the landlord’s insurance covers. You might need to get an additional insurance, known as a renter’s insurance, to complete what your landlord’s insurance does not cover. Do not file claims to both insurances, in the case of damage.
Make sure you get the most out of your insurance claim by filing your claim promptly. If your insurance company asks you for further information, respond to their request as promptly and completely as possible. If they ask you for the information you feel you shouldn’t have to provide, tell them so in a prompt, courteous letter.
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